Where we build
New homes in Oconee County, SC
Brand-new Cavco homes on permanent foundations, land included. Cash, bank financing or owner financing.
Building in Oconee County
Oconee County is the far northwest corner of South Carolina, bordered by Georgia and North Carolina, with three lakes: Hartwell, Keowee and Jocassee. Seneca is the largest city and the retail center; Walhalla is the county seat; Westminster sits on US-123 toward Georgia. Duke Energy’s Oconee Nuclear Station, BorgWarner, Schneider Electric, Itron and Prisma Health Oconee Memorial Hospital are the big employers, and Clemson University is 10 minutes from Seneca. Oconee is one school district for the whole county. Lots here cost less than anywhere closer to Greenville and the setting is hard to beat: Sumter National Forest, waterfalls, the Chattooga River and lake access within a short drive. The trade-off is distance. Seneca to Greenville is about 50 minutes on US-123 and I-85; Anderson is 30 minutes. Most of our Oconee County homes are around Seneca, Walhalla, Westminster and Fair Play near the I-85 exits.
Every home we sell in Oconee County is a new Cavco manufactured home set on a permanent foundation, finished on site and titled with the land as real property. The price you see on a listing is the full price with the lot, foundation, utilities and yard. See how financing works or browse every home we have for sale.
No homes available in Oconee County right now
Homes sell before they are finished here. Join the list below and we will email you when the next home in Oconee County goes live. Meanwhile, here are our newest homes in the Upstate.
We are between homes right now. Call (864) 555-0100 to hear what is coming next.
Email me when a home in Oconee County goes live
One email when a home goes live in the county you pick. No weekly blasts, unsubscribe any time.
Where we build around Oconee County
Tap a pin for the price and a link to the home. Most of our lots are a half acre or more.
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Cities we build in across Oconee County
Each city has its own page with the homes for sale there, commute notes and schools.
Preferred lenders for Oconee County
These lenders write FHA, VA, USDA and conventional loans on our homes every week. Or skip the bank and ask about owner financing.
21st Mortgage
- Land-home
- Chattel
- Land equity (land-in-lieu)
Manufactured-home lender that works with any dealer, not just one brand. Down payments typically run 5 to 35 percent and can be cash, a trade or the equity in land you already own; no minimum credit score on most loans; land-home terms up to 30 years. Subject to credit approval.
Triad Financial Services
- Land-home
- Chattel
- Land equity (land-in-lieu)
As low as 5 percent down (up to 95 percent loan-to-value), and a lot you own free and clear can stand in for the cash down payment, with up to $25,000 of land improvements rolled in. Credit scores from about 550. Subject to credit approval.
Cascade Financial Services
- Land-home
- FHA
- VA
- Chattel
LandSmart land-home loans on new homes from as low as 5 percent down, with your land able to take the place of the cash down payment; FHA, VA and chattel loans too. Credit scores from about 575 (620 for VA); minimum loan $50,000. Subject to credit approval.
Credit Human
- Chattel
- Land-home
Credit union lending on HUD-code single- and double-section homes across South Carolina. 5 percent minimum down from cash, a trade or a gift, and land equity is accepted. Credit scores from about 660. Subject to credit approval.
Questions about buying in Oconee County
How far is Oconee County from Greenville?
Seneca to downtown Greenville is about 50 minutes on US-123 and I-85. Fair Play and Westminster on the I-85 side are a little closer. Anderson is about 30 minutes.
Do your Oconee homes have lake access?
Our lots are not waterfront, but public ramps on Lake Keowee and Lake Hartwell are typically 10 to 20 minutes away. Waterfront lots in Oconee are priced well above our range.
Do you have new homes for sale in Oconee County right now?
Our available homes in Oconee County are listed on this page and updated as homes sell. If nothing is listed today, join the newsletter and we will email you when a new home in Oconee County goes live.
Can I buy a home in Oconee County with owner financing?
Yes. Every home we build is offered with owner financing as well as cash or a preferred lender loan. Call for terms on the home you like.
Are these manufactured homes or site-built homes?
They are new Cavco manufactured and modular homes set on permanent foundations and finished on site. They are titled with the land as real property and qualify for FHA, VA and conventional loans.
Will you build on a lot I already own in Oconee County?
Usually yes. We check zoning, access, septic or sewer and power first. Call us with the parcel address and we will tell you what fits.
What does a new home in Oconee County cost?
Our homes are priced per home; call us for current pricing. Size, lot and finish set the price, and the price on each listing is the full price with the land, foundation and site work included.
Ready to see a home in Oconee County?
Call us or browse every available home. New listings go live the same day they are ready.