Where we build
New homes in Cherokee County, SC
Brand-new Cavco homes on permanent foundations, land included. Cash, bank financing or owner financing.
Building in Cherokee County
Cherokee County is on I-85 between Spartanburg and Charlotte. Gaffney is the county seat, known for the Peachoid water tower, the Gaffney Outlet Marketplace at exit 90 and Limestone University. Blacksburg sits closer to the North Carolina line near Kings Mountain. Manufacturing is the base of the economy: Nestlé, Freightliner Custom Chassis, Milliken and a long list of plants along the interstate. Cherokee Medical Center serves the county. Cowpens National Battlefield and Kings Mountain National Military Park are the weekend draws. The county is one school district, Cherokee County School District, with Gaffney High and Blacksburg High. Lots here are among the most affordable on I-85, and the commute works in two directions: downtown Spartanburg is 20 to 25 minutes, Charlotte is about an hour, and the BMW plant in Greer is about 35 minutes. Most of our Cherokee County homes are around Gaffney, Chesnee Road and Blacksburg.
Every home we sell in Cherokee County is a new Cavco manufactured home set on a permanent foundation, finished on site and titled with the land as real property. The price you see on a listing is the full price with the lot, foundation, utilities and yard. See how financing works or browse every home we have for sale.
No homes available in Cherokee County right now
Homes sell before they are finished here. Join the list below and we will email you when the next home in Cherokee County goes live. Meanwhile, here are our newest homes in the Upstate.
We are between homes right now. Call (864) 555-0100 to hear what is coming next.
Email me when a home in Cherokee County goes live
One email when a home goes live in the county you pick. No weekly blasts, unsubscribe any time.
Where we build around Cherokee County
Tap a pin for the price and a link to the home. Most of our lots are a half acre or more.
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Preferred lenders for Cherokee County
These lenders write FHA, VA, USDA and conventional loans on our homes every week. Or skip the bank and ask about owner financing.
21st Mortgage
- Land-home
- Chattel
- Land equity (land-in-lieu)
Manufactured-home lender that works with any dealer, not just one brand. Down payments typically run 5 to 35 percent and can be cash, a trade or the equity in land you already own; no minimum credit score on most loans; land-home terms up to 30 years. Subject to credit approval.
Triad Financial Services
- Land-home
- Chattel
- Land equity (land-in-lieu)
As low as 5 percent down (up to 95 percent loan-to-value), and a lot you own free and clear can stand in for the cash down payment, with up to $25,000 of land improvements rolled in. Credit scores from about 550. Subject to credit approval.
Cascade Financial Services
- Land-home
- FHA
- VA
- Chattel
LandSmart land-home loans on new homes from as low as 5 percent down, with your land able to take the place of the cash down payment; FHA, VA and chattel loans too. Credit scores from about 575 (620 for VA); minimum loan $50,000. Subject to credit approval.
Credit Human
- Chattel
- Land-home
Credit union lending on HUD-code single- and double-section homes across South Carolina. 5 percent minimum down from cash, a trade or a gift, and land equity is accepted. Credit scores from about 660. Subject to credit approval.
Questions about buying in Cherokee County
How is the commute from Gaffney to Spartanburg or Charlotte?
Gaffney to downtown Spartanburg is 20 to 25 minutes on I-85 or SC-9. Charlotte is about an hour, and the BMW plant in Greer about 35 minutes.
What school district is Cherokee County?
The whole county is the Cherokee County School District. High schools are Gaffney High School and Blacksburg High School.
Do you have new homes for sale in Cherokee County right now?
Our available homes in Cherokee County are listed on this page and updated as homes sell. If nothing is listed today, join the newsletter and we will email you when a new home in Cherokee County goes live.
Can I buy a home in Cherokee County with owner financing?
Yes. Every home we build is offered with owner financing as well as cash or a preferred lender loan. Call for terms on the home you like.
Are these manufactured homes or site-built homes?
They are new Cavco manufactured and modular homes set on permanent foundations and finished on site. They are titled with the land as real property and qualify for FHA, VA and conventional loans.
Will you build on a lot I already own in Cherokee County?
Usually yes. We check zoning, access, septic or sewer and power first. Call us with the parcel address and we will tell you what fits.
What does a new home in Cherokee County cost?
Our homes are priced per home; call us for current pricing. Size, lot and finish set the price, and the price on each listing is the full price with the land, foundation and site work included.
Ready to see a home in Cherokee County?
Call us or browse every available home. New listings go live the same day they are ready.